Friday, February 21, 2020

Stock Investment Analysis Assignment Example | Topics and Well Written Essays - 1000 words

Stock Investment Analysis - Assignment Example What each and every investment requires is to perform well and fetch good returns. This is made possible when the business or investment is able to consistently build and maintain a long term growth on capital. The FLCSX fund tries to meet this general requirement through the investment in large capitalization stocks across the world (Vishwanath, & Krishnamurti, 2009). These large capitalization companies are the companies that are firmly established and have a high return on their capital. The FLCSX fund maintains a massive 80% of its investments in these kinds of companies (Elton, 2010). In essence there are some benefits that are expected to be drawn from these kinds of companies which include security and lower risk as compared to the small and middle cap companies (Vishwanath, & Krishnamurti, 2009). However these companies may not offer good returns as compared to the middle and small cap companies when one invests in stocks, which are the main area of investment for the FLCSX f und. This fund also poses some possibility of risk due the investment in foreign stocks. Naturally the foreign stocks experience some difficulties especially in areas such as economic developments political state of the invested country among other factors (Vishwanath, & Krishnamurti, 2009). ... The FLCSX fund fetches good returns which are increasing and though the C&P 500 fund started off at a higher level. As time went by the FLCSX fund was able to create a margin between the C&P500 fund to a high of more than 5% (Elton, 2010). However in the past three year period it was able to pick up and close the margin to 3%. This is greatly attributed to the recession of 2009 taking into consideration the earlier discussed in their investment strategy of FLCSX fund. However the trend reversed and in the past one year there has been a margin of 6%. Therefore it can be concluded that the performance of the FLCSX fund has been above bar. The fund initially started off at a point below the benchmark of C&P500 but it was able to strengthen and register a high of 6% above the benchmark in the past one year. The financial performance of the FLCSX fund has had an upward trend over some years. However the fund is faced by some volatility risks that include currency exchange rates, political structures, interest rates and regulatory risks among other risks. These risks impact in their own unique way to the returns that the company gets (Elton, 2010). The currency exchange rates are known to change day in day out and their fluctuations can lead to a gain or a loss. When the rates go down the company is set to realize low profits as they will get less after the exchange. However when the exchange rates go up the company will realize more after they trade in the currencies (Elton, 2010). The political state also affects returns that are fetched from the stocks and securities of FLCSX. These securities trade in the local and foreign markets this increases the risk as the political situations of the in the companies invested in

Wednesday, February 5, 2020

Features Of The Freshmen's Life In Colleges Essay

Features Of The Freshmen's Life In Colleges - Essay Example But although students in college are required to work hard so as to pass their exams, there are a lot of deviant behaviors in colleges, through which the students manage to score high grades without working hard for it. This paper looks at the general challenges faced by the freshmen in colleges. The information on the challenges faced by the freshmen in college is based on Reading My Freshman Year Chapter 6. The paper also includes the answer to interview questions on college life. And finally, the paper concludes with a paragraph that synthesizes the challenges of college life obtained from the Reading My Freshman Year Chapter 6, with the answers to the interview questions. In colleges, freshmen students indeed find themselves in a new environment, with a lot of challenges, and the students have to adapt to the challenges of the college life if they are to survive in college life and come out successfully, having achieved their goals. As we have stated in the introduction, there are diverse cultures and classes of people in colleges; student joins colleges from different cultures and social status. And when the student people from different cultural backgrounds and social status find themselves together, the students start to re-group based on one’s culture, social status, religion, believes or worldview. As it is clearly expressed in the Reading My Freshman Year chapter 6, â€Å"College Culture, like any culture, is neither singular nor monolithic†. One of the common cultures in USA colleges is the culture of students disrespecting their professors. This culture was developed by elite male students in the colleges who had a negative view towards education. One of the main challenges faced by freshmen student in colleges, therefore, is relating with their professors.